Our Envision® Process

Click here for a full-size view of our Envision Process diagram.

When making recommendations to our clients, we rely heavily upon the results of personalized Envision plans created for our clients. Envision is a disciplined, step-by-step, investment planning process used by Wells Fargo Advisors. It incorporates a statistical modeling program so we can present a plan that will help our clients will reach their financial goals. Using Envision, we will:

  1. Conduct an in-depth interview with you to help us understand your life goals and quantify them.
  2. Prepare an analysis of the investment portfolio(s) and strategies that are most likely to help you achieve your goals.
  3. Present you with the results of our analysis in an easy-to-understand format.
  4. Execute and follow up on the plan.
  5. Review your portfolio and progress on a regular basis, providing pertinent information on any recommended changes.

 

The envision process chart

Envision Disclosure:

IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

ENVISION METHODOLODY: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable, and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Other will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between.

Elements of the Envision presentation and simulations results are under license from Wealthcare Capital Management LLC.© 2005-2016 Wealthcare Capital Management. All Rights Reserved. Wealthcare Capital Management is a seperate entity and is not directly affiliated with Wells Fargo Advisors.